CLM charges standard origination and closing fees. Due to our boutique model, we tend to have more competitive fees than most, as most of our processes are kept in-house. We are happy to provide a fee
estimate upon request to prevent any surprises at closing.

Closing time is heavily dependent on the loan program being utilized. Real Estate, SBA, and USDA loans can take 30 to 90+ days, while Equipment / Private Money loans can be closed and funded within a few days.

Documentation requirements vary by transaction type.
• Personal Financial Statement
• Tax Returns (Select Programs)
• Bank Statements (Select Program)
• Financial Statements
• Generic Lender Application
• Entity Information (Select Program)

• CLM is a commercial mortgage marketplace that utilizes a tech-enabled proprietary platform to connect borrowers, sponsors, loan officers, realtors, and brokers looking for financing between $250,000 and $100,000,000 to lenders that can assist them with capital. 
• CLM Management has over 20 years of experience managing hundreds of transactions raising over $4 Billion of capital for respective borrowers/sponsors, from small business lending to middle-market acquisitions. With contacts nationwide, CLM has the capabilities to provide all inclusive capital solutions no matter the situation. 

• Loan Officers, Realtors, and Business Owners have struggled for years to find a dependable partner regarding commercial financing and alternative lending solutions. As the market for these capital providers is massively fragmented with a traditional way of doing business, that is frankly outdated. 
• CLM is meant to provide clarity and solutions to commercial financing leveraging a combination of technology and experience in a rapidly-evolving lending landscape. The power of the proprietary AI that the backend team here at CLM has spent 3 years engineering alongside the personal experience of the management team who has processed billions of loans over the past two decades allows the loan process to remain more effective than ever, ensuring that each client and referral partner gets the best possible product for their situation. 

• After an initial prescreen, one of our loan coordinators will analyze the full file and reach out if we have a solution for the loan request to complete a full onboarding and underwrite. We use our proprietary technology to reach out to our database of lenders and gauge interest from the Top 5-10 lenders who have an appetite to assist with financing the respective project.

• Once the interest lenders are engaged, a deal overview file is sent to the lender with details of the loan proposal. After the lender’s review, we facilitate all communication until a term sheet is issued and then drive towards choosing the best lender to move forward with and reaching the finish line to close. 

• We start working on your request instantly. Typically there are lenders who show interest within 3-5 business days, although there are scenarios where a match can be made within the same day depending onformation is provided.

• To start, all that is required is details of the loan request, as well as contact information for the borrower/business who needs financing. We take it from there.
• Once our pre-screening process and internal underwrite are completed, we match the loan request up with the lenders who have the best appetite for the loan. After a the Top 3-5 matches are made, we launch the deal. It is expected to have interested lenders requesting their own information and calls with the borrower shortly after matching.

• Your information is secured with CLM and our trusted partners. To ensure transparency, our Onboarding Agreement contains standard provisions for commercial lending highlighting the confidentiality of our company. Cybersecurity is a core of our business, and we understand the importance of having a secure process. 

• With loan programs that can close in 48 hours, to circumstances that take up to 3 months, it is truly dependent on what the loan request is. We are ready to move as fast as the borrower is. 

• Our platform of over 550 lenders has around 50 lenders for each type of financing across the country. From bridge loans to permanent and term loan request, we have access to lenders who can do it all. Most of our transactions fall under the categories of Commercial Real Estate, Bridge Loans, Business Acquisitions, Working Capital & Equipment, and Investment Real Estate loans. 

• Leveraging our technology and expertise, you are automatically filtering out the best lenders from our database of 550+ and being paired up with those who show mutual interest in assisting with financing your opportunity. Typically, this is an expensive process that can take days, weeks, and sometimes months – We are offering it at no cost, with some matches happening same-day. 

• Affordability. Speed. Accuracy. Transparency. Expertise. 

• Are you a loan officer, realtor, mortgage or loan broker, ISO, CPA, media organization, finance or real estate professional, or an entrepreneur interested in earning more with our commercial financing solutions? Sign up here for free as a Referral Partner—registration takes just 60 seconds. Once approved, you’ll qualify for competitive referral fees on the funded loans you bring us, and you can monitor your referral pipeline any time in our comprehensive partner portal.

• No – The only fees paid for throughout the loan process are due diligence fees (if applicable), such as an appraisal or environmental report fee.

• No – CLM makes a fee from the lender at closing, not the borrower. This allows us to beat our competition when it comes to closing costs and rates. 

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• Commercial Mortgages, Bridge Loans, Business Acquisition Financing, SBA Loans, Working Capital Loans, Equipment Financing Term Loans

• Whatever is easiest for you. The lender you are matches with will be open to phone calls, video calls, or text messaging – Whichever route is most convenient for the borrower to be most responsive.